Perth News

Many investors nowadays decide to put a lot of their money on real properties. Indeed, over the past decades, real estate investing is proven to be one of the most profitable forms of investment. So if you’ll ask all the financial advisors you know about the best form of investment they can suggest to you, perhaps, most of them would suggest property investing.

real property perth

Investing in property has brought success to numerous individuals. However, there are some key factors that you should consider before choosing an investment property if you want to make a highly successful and profitable investment.

First and foremost, you need to understand the fundamentals of real estate investing and the market conditions where you can take advantage. Of course, no one will find success in anything that he or she doesn’t know anything about. That’s, of course, you’re extremely lucky. Also, you should understand the current market situation whether or not now is the perfect time to make an investment.

In most cases, new real estate investors use real estate agents, solicitors and other professionals during the investment process. However, even if you have the budget to hire a professional to guide you, you still can’t entirely rely on them. You still need to understand the basics of property investment and all the financial details involved. This will enable you to spot any potential risks ahead of time and to find a profitable investment opportunity and a good location.

Once you’ve understood the basics, the perfect market condition when to invest, and which people to ask help from, the next step is to determine which type of property to invest. There are a variety of investment properties. The type of real estate will also determine your investment strategy, so make sure that you know what kind of property and investment strategy you are looking for to achieve your desired profits.

You can read more about real estate investing right here:

You can also read our internet marketing guide.

Read more

What is dual occupancy? Why do investors choose this type of occupancy development?

perth news

Dual Occupancy

Dual occupancy developments are a type of occupancy development when two dwellings are built on a single lot. Right now, investors increasingly look to dual occupancy properties to capitalise in an environment where prices continue to rise. A dual occupancy property offers two incomes to an investor by way of two separate living spaces and therefore two tenancy opportunities.

This property style allows for economies of scale during the building process. In addition, this also allows you to save a lot of space because it requires that you only purchase one block of land to acquire two income streams.

There are several benefits of dual occupancy investment properties. The main advantage is having the ability to maximise the potential of one block of land. Essentially this means improved cash flow and reduced maintenance costs. Moreover, for investors looking to grow and diversify their property portfolio, dual occupancy properties are a smart decision.

More and more Australians nowadays move into and live in urbanised inner to middle-ring areas. As a result, this type of building becomes so popular especially in the capital cities such as Melbourne and Sydney.

Dual occupancy buildings are usually in the form of granny-flats, multi-unit, townhouse and dual-key developments. As investors and developers continue to realise the cash-flow-positive benefits of having two dwellings set on one land title, with potentially far higher yields than blocks containing one strata building, this type of building continues to grow.

If you’re a property investor, you wouldn’t want to miss the opportunity of taking advantage of dual occupancy properties. So in order for you to get the most out of your investment, choose properties those in quiet suburban streets in striking range of infrastructure and amenities and suburbs. These places are proven to be attractive to the type of buyers who want to live in dual occupancy dwellings.

Continue reading at

Read more

Working for someone, or being your own boss or running your own business is not an easy task. Especially these days, our schedules are getting busier than ever before, which often our career or our personal lives to suffer. As a result, we face the challenge of striking the perfect balance between work and family.

perth news

Work-life balance

What is a work-life balance? It is actually the idea that your life outside of work is just as important as your working life. And, the time you spend working should be balanced by time spent doing things such as spending time with friends and family, keeping fit, doing hobbies, travelling, etc.

For some, work-life balance is simply the ability to properly juggle workplace stress with the daily pressures of family, friends, and self. Modern employees demand greater control over their lives and a bigger say in the structure of their jobs.

Work-life balance is often overlooked but it is actually important. When employees feel a greater sense of control and ownership over their own lives, they tend to have better relationships with management and are able to leave work issues at work and home issues at home.

Studies show that people who are more ‘balanced’ tend to feel more motivated and less stressed at work. As a result, they contribute to the increase in their company’s productivity and reduce the number of conflicts among co-workers and management.

For entrepreneurs and business owners, they may seem have control over their own time but they can also have problems with their work-life balance. Do you spend too much time working? You may be your own boss, but you don’t have to let work interfere with your personal life is or has been a problem; make some resolutions to improve your work-life balance.

For more on this topic, read this:

Read more

We can’t ignore the impact of technology on our lives nowadays. We can already call the 21st century as being the era of science and technology, and we have advanced so much in this field. This seems unbelievable but yet it has happened.

perth news

Technology addiction

Almost every tool we use nowadays is digitised – we have digital cooking appliances, gadgets, vehicles, etc and they play a huge role in our lives. Sure, most of us would agree that advancement in technology plays a great role in our lives.

Arguably, the biggest advantage of technology that has given humans tons of benefits is the advent of the World Wide Web. The internet has allowed us to do a lot of new things and that includes allowing two people from opposite sides of the globe to communicate. Letters were the most common mean of communication less than a century ago, but now no one would even think of writing a letter because we can now talk via video call.

The internet has allowed us to access information from all around the globe. While most of the news you get to see on social media is purely factual, one may also see image results for particular news. In addition to more news available, all such information is also straightforward to access. All thanks to modern technology.

Another benefit of advanced technology is innovation in many fields. Technology has resulted in a global revolution either it is the field of medicine or farming or electronics. Nowadays, we can reap more agricultural products and livestock. Even incurable diseases like cancer have a proper cure now. There are so many other fields also which cannot survive without the backbone of technology.

But despite all the advantages we get from technology, we can also agree that it has downsides. One of which is we become too addicted to it. How? Check this out:

Read our blog post about office cleaning right here.

Read more

Most businesses and many people borrow money at some stage to make a purchase, or to invest. Also known as ‘gearing’, borrowing to invest includes any type of borrowing to invest, whether it is a cash loan for a new business, investment property or for buying shares.

perth finance news


Gearing is often considered to be highly risky, but it can also be good debt and the association of high risk with gearing only applies if the borrower has failed to plan for their gearing.

One major advantage of borrowing to invest or gearing is that it allows investors to almost instantaneously access more funds. This allows them to reap large returns on investments. As an investor, you’ll have more funds available which will allow you to take advantage of opportunities as they arise and diversify their investment portfolio.

Through gearing, you can have quick access to funds by taking out a quick cash loan when a good speculative or share opportunity arises. If you’re a smart, experienced investor, you’ll know when to use quick loans to pool funds and multiply returns. On the other hand, there are some newbies who fail and lose more (or in worse cases everything) when the market fails and still have to pay the loan – this results in negative gearing.

Negative gearing is an offset against any other sources of income that you have so you end up paying less tax. It happens when the interest and costs associated with the investment are more than the income you receive from the shares, property, or any other kind of investment. In other words, negative gearing applies to any sort of money borrowed to purchase any income-generating investment, and not only property.

For more on positive, negative gearing, and everything you need to learn about borrowing to invest, read this:

Read more

No one wants to be worried every time we surf the net, browse websites, chat online and connecting to social networking sites such as Instagram, Facebook, and Twitter.

perth news


We are all concerned with having a secured and trouble-free place to live in. In other words, safety has always been at the top of our priorities. In a world where everything is made possible because of technological advancements, extra precaution is also a necessary action to take. Keeping your personal information safe and private must be your ultimate goal, or financial details, or even chat conversations; whether it is your personal or more especially your business information.

Your password is the most crucial thing when it comes to cybersecurity. Taking care of your password is extremely important. There are email requests and other forms of fraudulent email messages out there but you should never respond to those and give your passwords. For safer online transactions, you should create a safer, strong password. A strong password is one that is long, combination letters, numbers and symbols.

When creating your password, make sure that cannot be easily guessed by hackers. Be creative by coming up with a password that is complex but you can easily remember. Do not use words that are found in universal dictionaries since they are vulnerable. Regularly change your password. At least every six months would do. Never save your password when prompted by your browsers or any running programs. You may turn this option off; see Options under Tools menu of your browsers.

If you are using applications or operating systems on your computer, keep them updated. Always install the updates and patches of applications. Always keep your antivirus file definition and security patches up to date.

For more on cybersecurity, check this out:

Read more

When it comes to investing money, you’ll always want to make sure that you are able to put your money on the most profitable type of investment. Chances are, you’ve already sought for personal investment advice from just about all sides – your family, friends, co-workers and boss already have their own version of advice on where you should put your money.

perth finance

Financial advice

Aside from your peers, you can also use the internet for information about personal finance. It has a lot of services featuring this type of advice. But despite the availability of such pieces of advice, is it still necessary to ask for professional advice? Are the pieces of advice from your friends enough to help you make decisions about your personal investments?

Perhaps, you have a family member, friends, or boss who is knowledgeable or good at handling money. However, it does not mean they are also knowledgeable of money market accounts or bonds.

No matter how detailed the information you get over the internet about personal financial advice, there is no easy way to out to succeed in your investment. It is always risky no matter what. Even the most popular websites can give the wrong advice at times.

Professional financial advisors know investments as well as the financial factors in great detail. Being able to determine how investments will react to future market trends is a topic that professionals are very well knowledgeable of. They got this kind of personal investment advice from formal education rather than a shallow understanding of the market.

Credentials are the obvious reasons why many choose to work with professionals rather than from online blogs and articles, or from your friends. If you are trying the find out the credibility of someone, it is worth remembering that an extensive education is important. However, it is not always an indication that the investment will be a success.

Continue reading at

Read more

Normally, home lighting depends on artificial lights. Homeowners use fluorescent lights, LED bulbs and incandescent bulbs. These artificial sources of light provide us with the necessary illumination we need especially at dark and night. They are convenient sources of light which we can use with only a flick of the switch.

perth news

Home Daylight

Artificial lighting takes up much of our household consumption of electricity that we should also find ways to bring some brightness into our home. But during daytime, we have natural light provided by the sun. Hence we don’t need artificial lights during daytime because we can directly utilise sunlight into our home and use it as a free source of illumination.

Aside from being cost efficient, natural light is environmentally friendly. Using daylight does not produce greenhouse effect by gas emissions. They only require little, if any, of that process of extraction and shipping as many other sources of energy do.

Daylight home illumination is one of the biggest treasures that nature provides. However, it is often ignored when it comes to home lighting ideas. Design does not have to be about splashing money every now and then on the fad of the day.

There are so many ways wherein we can achieve natural home lighting. We don’t have to box ourselves inside our houses because we can make use of our windows and doorways. They can be opened up so that light can flood in.

When planning for your home design before construction, study the pattern of the sun as it moves across the sky. You can use this knowledge to put your windows in an optimum position to bring in more light.

One way to get the most out of daylight home illumination is by painting your walls with lighter and more reflective paints. Paint doesn’t cost that much so it is really worth it considering the benefits you get in return.

For more ways on brightening up your home using daylight, you can read this blog post:

Read more

Are you planning to start your own business? Perhaps you already know that along with the benefits you can reap from running your own business, you also know that it is not an easy job. Running a business is fraught with challenges that must be addressed on a daily business.

perth news

Business risks

As an entrepreneur, your obligation involves managing your employees, knowing how to deal with your customers, how to improve your products and services, thinking about your competition, and managing your cash flow. However, did you know that you also need to prepare yourself from fortuitous events like fire, burglary and disasters caused by natural calamities?

Hazards abound, whether they’re the result of honest errors on the part of the business or third-party negligence should be paid attention to. In order to protect your business from such risks, the most common way is by getting your business insured.

Business entities that are unprepared against disasters are often forced into bankruptcy. That’s because they are unable to absorb the loss. A common reason many business owners don’t have the right insurance in place is that they don’t understand their vulnerability.

Risk assessment is extremely important if you don’t want your business to fall. It can help you protect your business against all potential threats — in particular, those less frequent but nonetheless devastating natural disasters that strike without warning.

Getting business interruption insurance can be excellent protection your business can employ if you suffer physical damage from a fire and you are unable to operate. It can pay for lost income that is the result of an insured peril.

Apart from the business premise, you can also get your home insured against natural calamities. Sure, experiencing these events is devastating but having insurance can be a great help.

Read more about insurance right here:

Read more

Choosing a career is one of the most important decisions every person will make in life. With thousands of options, choosing the career that is right for you is very challenging. If you don’t have any idea what you want to do, the task may seem insurmountable. Luckily, it doesn’t have to be that difficult.

perth news

Choosing a career

While some people are fortunate enough to just know what they want to do and end up in satisfying careers without switching from one career to another, most of us are not. Many of us here in Perth don’t put enough effort into choosing occupations or pick them for the wrong reasons. Perhaps they choose jobs that seem secure or pay well. As a result, they then end up unhappy. The best way to make sure that doesn’t happen to you is to make a well-thought-out decision.

The first step to choosing a perfect career is to know yourself. Before you can choose the right career, you need to assess your values, interests, soft skills, and aptitudes, in combination with your personality type. You can make use of career tests or career counsellors to gather information about your traits and, subsequently generate a list of occupations that are a good fit based on them.

Next, you need to do some research on which careers fit your strengths and weaknesses. Select the occupation that you think will bring you the most satisfaction based on all the information you have gathered from your personal assessment.

Once you’ve picked the career, you need to set your goals both short and long term. Then, put together an action plan that lays out all the steps you will have to take to reach your goals.

If you want to learn more about how to choose the career that suits you perfectly, you should read this article about the 12 key factors to consider when weighing up your career option:

Read more